Pave is the AI platform powering continuous credit risk decisions. We combine cashflow, application, credit bureau, and loan performance data to deliver use case-specific risk scores and attributes that predict near-term repayment outcomes, like the likelihood of the next few payments. Today’s credit decisions extend beyond origination - they happen continuously across payments, limit changes, servicing, and lifecycle workflows, and Pave supports hundreds of millions of risk evaluations each month helping risk teams move faster and expand access safely.