Underwriting is being rebuilt from the ground up -- smaller models, cleaner data, continuous identity, and agentic workflows. As lenders modernise their credit operations, the focus is shifting from standalone models to connected underwriting systems that combine better data, intelligent automation, and more effective decision-making. 

This session examines how modern underwriting is being rebuilt, highlighting the technologies, data strategies and operating models that are helping lenders improve decision quality while creating a foundation for greater automation.

• Why high-quality data has become the foundation of modern underwriting. 
• How specialised models are replacing one-size-fits-all approaches to improve credit decisions. 
• Why underwriting accuracyremainsone of the biggest barriers to scaling AI-enabled lending. 
• Howconnected underwriting systems and agentic workflows are transforming credit decisioning and operations.