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Sumeet Bhalla

Sumeet Bhalla

SVP, Chief Lending Officer
PenFed Credit Union
Digital banking executive responsible for managing Consumer Banking P&L, Product Growth & Strategy, Digital Banking, and Consumer Banking Operations.

- Responsible for growing Consumer Lending by more than 300% in less than 2-years
- Developed a team of data scientist from ground up responsible for developing advanced machine learning models used for credit underwriting, fraud management, and data driven marketing
- Responsible for digital transforming of the lending business increasing automation to 90%+ and credit decision to less than 45 seconds
- Manage all aspects of Consumer Banking operations including credit underwriting/processing/funding, and loan servicing
- Regularly invited to speak at conferences on Digital Banking, Consumer Lending, and Product Strategy