Michelle Beyo is the CEO and Founder of Finavator, an award-winning payments and future of finance consultancy. With 20+ years of expertise across payments, loyalty, telco, digital identity, and open data. She is a globally recognized thought leader who has spoken on stages worldwide including TEDx, Fintech Meet Up and Money20/20 as RiseUp Alumni & Mentor. Michelle serves as President and Board Member of Open Finance Network Canada (OFNC), and is an Executive Advisor to Wellesley Hills Financial LLC, a Boston investment bank. She is also the creator of podcast "Step into the Future of Finance" and instructor of Finavator's Future of Finance MasterClass (https://www.finavatorfuturefinancemasterclass.com/). 

Her recent recognition includes Top 5 PowerList Open Banking Expo (2025), Top 50 Women Leaders of Toronto (2023), WXN CEDI Award Winner (2022) and Women in Fintech Global Power List (2021)